ideal

1.9% + €0.30
per transaction

Immediate confirmation.
Maximum security.
Allows for larger payments.
Available in The Netherlands.

iDEAL

What is iDEAL?

iDEAL is an online payment system developed by the major Dutch banks to make it easier for their customers to pay for online products or services. iDEAL enables merchants to receive payments from any participating bank.

Payments through iDEAL are real time transactions that are available for account holders of in any Dutch bank that is associated with iDEAL.

Consumers that already have their online banking set up, are able to use iDEAL instantly, as they do not need to register to start using the service.

Adding iDEAL as a payment method helps merchants reach more than half of the Dutch online shoppers and increase their earnings.

How does it work?


When consumers decide to make a payment using iDEAL, they can select their bank checkout, which opens the online banking window that the consumer is familiar with. Then, the consumer enters the banking information, authorizes the transaction, and the amount is debited from the consumer's account and credited to the merchant's account.

Merchant advantages


- Secure payment processing.

- Allows for larger payments.

- Increase earnings by offering a local payment supported by all major banks.

- Target a market with high internet access.

- No registration costs or monthly fees.

Consumer advantages


- Available for all types of markets / stores.

- Trusted local payment method. No fraud risk.

- Local currency payment.

- Convenient, familiar, and simple process.

- No Paygol account needed.